Finance Blog

At some point, if you’ve begun to consider yourself a serious investor, you might be considering different ways to make the most of earned interest in the banking sector. In other words, you might be interested in finding a better account with larger interest-earning potential. Yet, the quest for high interest accounts can be a difficult one in an industry that is highly competitive. Finding the right high-interest checking or savings account can be a bold move—but it is one with obvious benefits over sticking with a traditional interest-rate bearing account. The first question might be where to begin your quest.....

There are quite a few benefits to consolidating your federal student loans, making it something you should give serious consideration if you have such outstanding loans. These benefits include:....

A 1031 tax exchange is a method used by property investors so that they may indefinitely defer tax liability on a property’s sale. This is accomplished by transferring the rights to a property that one would like to sell to an intermediary, who then holds on to the sale proceeds and uses them to purchase a replacement in compliance with the rules set out in Section 1031.....

Take this six question test. Do you have the desire to make a million dollars or more? Yes or No Do you have at least two hours per day to devote to this desire? Yes or No Are you one who can take directions from a book? Yes or No Do you have the minimum risk capital today of $5k to $10k and if not are you willing to save to attain it? Yes or No Do you have enough sense to get the correct trading education before you start trading? Yes or No Do you write your financial goals down for your future? Yes or No....

A mortgage is the largest expense that homeowners will have to pay in their lifetime. Homeowners, particularly first-time homeowners, can easily become confused with the terms and conditions of understanding a mortgage. But because this is a loan that will follow you for fifteen to thirty years, it is essential to fully understand the loan agreement and mortgage basics before signing your name to anything.....

Many investors just jump right in and then they make mistake after mistake costing them a ton of money. If you know what these mistakes are and you avoid them you will be way ahead of the game. This is why I decided to post Jim Cramer’s list of the 5 worst investment mistakes.....

Hopefully by now you realize why every fortune 500 company, every successful business or corporation, and even successful non-profit organizations use Marketing.....

We’ve all heard the horror stories about identity theft, but is it really likely to happen to you? According to the non-profit Identity Theft Resource Center, everyone has a chance of becoming a victim. You can greatly decrease the risks by following a few simple tactics to make yourself virtually identity theft proof.....

Annuity buybacks normally occur when a specialty finance company offers a lump sum cash payment in return for previously purchased annuity payments.
Major annuity providers are now beginning to offer buybacks as a way to compete for customers wanting to cash out annuities. Annuity providers are not only buying back personal annuities, but also structured settlement payments that they previously sold to customers. The problem for some annuity companies is that specialty financing companies are often able to offer customers more money at a given time, thus capturing most of the buyback market. What is on the horizon for such competitions? Let’s take a look.....

If you’re like many people these days you have a least some issues regarding your personal finances. Far too many people are living paycheck to paycheck and are barely keeping their heads above water. These people often find themselves being just one missed paycheck from financial disaster. ....