Finance Blog

Most popular investment books are published for the already rich and famous, by an industry that has become just too good at the business of selling books. Rarely will a publisher take a chance with the work of an unknown author. Certainly, it’s a no brainer to sell a Jim Cramer, Peter Lynch, Robert Kiyosaki, or Maria Bartiromo effort while a uniquely new approach to solving the puzzles of Wall Street, presented by an unknown writer or commentator, requires some major financial risk. ....

If you are single and have no family or dependents, life insurance cover is something you may probably put to the bottom of your list of financial needs. Conversely, anyone with any dependents and especially someone with a family is likely to have such cover right at the top of essential safeguards for his or her loved ones. Life insurance cover, for example, could help to ensure not only that your children get to finish their education but that other surviving dependents are also financially protected.....

Following the credit crunch, you and your family may perhaps already be struggling with the rising costs of living. It has brought home to many people, what dire straits the family could be in if either a husband or his spouse should die and the source of income was suddenly removed. Family protection insurance offers a measure of financial security if the worst should happen.....

According to The Guardian newspaper (24.07.08) figures from the Association for Payment Clearing Services (APACS) report that there has been a five-fold growth in internet banking during the past seven years, with 21 million people – or half of all internet users – now using online bank accounts. At the same time, more people are accessing their accounts online with greater frequency – a fifth of customers now gaining online access daily, compared to just one in 13 some four or five years ago.....

Anyone who drives a car needs motor insurance, of course – the law requires it. Yet even though this makes it probably the most widely purchased kind of insurance, there is an almost overwhelming choice. The availability of online motor insurance both increases the range of products available, but also helps to make sensible choices between them considerably easier.....

What are extended warranties? This type of warranty is an addition to your normal warranty. It is normally taken out on the repairs of your car. It is a contract between you and the car dealer, the manufacturer or the independent insurance company. Extended warranty can range from $80 to $800.....

To many children, a birthday is the single most important day of the year. And to many parents, it’s a day of both celebration and stress, as they strive to make their child’s special day a memorable event. Crafting a fun, unique party for your son or daughter isn’t always easy especially if you’re feeling pressured to measure up to the over-the-top events hosted by the parents of your child’s peers. But rest assured, there’s no need to spend big bucks in order to throw a bash you, and your child, will be proud of; all it takes is some planning, imagination, and a little elbow grease. Here are a few tips to get you on your way to hosting a memorable birthday party for your son or daughter, without blowing your budget.....

When your scholarship and/or federal loans that you are relying on come up short, there are affordable student loans to the rescue that could help you pay for some college education expenses. Some loan and financing companies do have a private student loan program which is offered online so you can save a great deal of time. Aside from an easy application most firms had designed great payment scheme options and rates which are really affordable.....

In years gone by those looking to borrow money in the form of a loan had little option but to go to their own bank in order to try and get the finance that they needed, and even then there was no guarantee that they would get the money. However, these days consumers that are looking to take out finance have a far greater choice, and do not necessarily have to go to their own banks in order to borrow money.....

So you’re getting global travel insurance, and you’re up to the pre-existing conditions section. You’re probably wondering whether you should declare and play it safe, or whether your predisposition to the sniffles is something to be brought to their notice. Hopefully this article will go some way to explaining the point of pre-existing condition surveys in global travel insurance, as well as explaining why you need to make it clear, and what is worth mentioning…....